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CareCredit Helps You Pay for Out-of-Pocket Expenses

Have you ever found yourself checking out at a healthcare office, receiving your bill, and starting to panic because insurance didn’t cover as much as you thought it would? Or maybe you don’t have insurance at all, and your bill is much higher than you assumed it would be in the first place. That’s where CareCredit comes in to help.

What is CareCredit and how does it benefit the patient? CareCredit helps you pay for out-of-pocket expenses not usually covered by insurance. These expenses can range from night guards and whitening trays to nitrous (laughing gas), multiple consultations, frenectomies, and biopsies; these are just a small sample of services that people are often unpleasantly surprised to learn that insurance does not cover.

That’s where CareCredit comes in to help. CareCredit offers short term financing of 6, 12, 18, or 24 months, where you simply make a purchase at a minimum of $200, make the minimum monthly payments, and pay the remaining purchase amount at the end of the payment period. And the best part is that if you do all of this, you pay NO INTEREST. This is one of the many ways that CareCredit differs from a traditional credit card. Furthermore, CareCredit offers longer term financing options for 24 through 60 month periods with reduced annual percentage rates.

CareCredit also does not charge an activation fee, offers quick approval and does not require you to re-apply, all of which are important criteria for people with urgent health concerns and financial issues. And once you’ve joined CareCredit, you can use your CareCredit card at any location that accepts CareCredit. Don’t let that knot in your stomach or dread that you might not be able to afford your treatment get the better of you when you’re checking out at reception– CareCredit offers financial flexibility and stability, allowing you to prioritize your health.